|
|
|
|
|
| MULTI-FAMILY / SELF STORAGE |
|
|
| Small Portfolio ($400,000 to $5M+) |
|
| Max LTV |
Fixed Term |
Rate |
Max Amort. |
|
| 80% |
Floating |
4.51% |
30 |
|
| Purchase |
3-year |
6.04% |
30 |
|
| 80% |
5-year |
6.28% |
30 |
|
| Refinance |
10-year |
6.67% |
30 |
|
| +5% Mezzanine Available |
30-year |
7.31% |
30 |
|
|
|
| Large Portfolio or Non-Recourse ($1M to $20M+) |
|
| Max LTV |
Fixed Term |
Rate |
Max Amort. |
|
| 80% - Purchase |
5-year |
6.28% |
30 |
|
| 80% - Refinance |
10-year |
6.67% |
30 |
|
|
|
|
|
|
| Special Products |
|
| Program |
Fixed Term |
Rate |
Max Amort. |
|
| Rehab / Floating |
1-year |
6.00% |
Interest Only |
|
| Fannie Mae |
10-year |
6.67% |
30 |
|
| Construction (80% LTV) |
1-year |
6.00% |
Interest Only |
|
|
| NNN / RETAIL /
OFFICE / INDUSTRIAL |
|
|
| Single Tenant / NNN - Credit - Recourse ($1M to $10M+) |
|
| Max LTV |
Fixed Term |
Rate |
Max Amort. |
|
| 75% |
3-year |
5.68% |
30 |
|
| Purchase and Refinance |
5-year |
6.05% |
30 |
|
| |
7-year |
6.30% |
30 |
|
|
| Single Tenant / NNN - Non-Credit - Recourse ($500,000 to $10M+) |
|
| Max LTV |
Fixed Term |
Rate |
Max Amort. |
|
| 75% |
3-year |
5.73% |
30 |
|
| Purchase and Refinance |
5-year |
6.10% |
30 |
|
| |
7-year |
6.40% |
30 |
|
|
| Multi-Tenant - Recourse ($500,000 to $10M+) |
|
| Max LTV |
Fixed Term |
Rate |
Max Amort. |
|
| 75% |
3-year |
5.68% |
30 |
|
| Purchase and Refinance |
5-year |
6.05% |
30 |
|
| |
7-year |
6.40% |
30 |
|
|
|
| OWNER-OCCUPIED /
SBA / HOTEL / MOTEL |
|
|
|
| Conventional and Government Programs |
|
| Max LTV |
Fixed Term |
Rate |
Max Amort. |
|
| 90% |
Floating |
4.67% |
30 |
|
| Purchase (SBA) |
3-year |
5.50% |
30 |
|
| 75% |
5-year |
6.00% |
30 |
|
| Refinance |
10-year |
6.50% |
30 |
|
|
| CURRENT MARKET
RATES |
|
|
|
| Index |
Current Rate |
Last Month |
Last Year |
|
| Prime |
3.25% |
4.00% |
7.25% |
|
| Libor (6-month) |
1.75% |
2.55% |
4.47% |
|
| 5-Year Treasury |
1.68% |
1.72% |
3.18% |
|
| 10-Year Treasury |
2.48% |
2.74% |
3.87% |
|
| *Note:
rates vary widely depending on borrower credit, LTV, loan size, property
condition, market conditions, and other factors |
|
